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Privacy
Policy |
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At Mid America Motorworks, we are committed to providing you
with the finest automotive parts and accessories, backed by
consistently top-quality service. While information about you is
fundamental to our ability to do this, we fully recognize the
importance of keeping personal and account information secure.
To offer you the widest range of products and services, Mid
America may on occasion share information about you, both
internally and outside of Mid America. We want you to understand
our information safeguards, the type of information we collect
and share, in addition to the benefits you receive when we share
information about you.
This notice describes the privacy practices of Mid America
Motorworks , including our information collection and sharing
practices, then allows you to decide whether or not Mid America
may share certain information about you, either within or
outside of our company.
Our Security Procedures
Mid America Motorworks understands the importance of protecting,
securing and using information appropriately. Access to
information about you is restricted to the people of Mid America
Motorworks who require it to provide products or services to
you. We maintain physical, electronic, and procedural safeguards
that comply with federal standards for the security of
information.
When Mid America Motorworks shares information about you with
external companies, we require them to impose safeguards, use
the data only for a permitted purpose, and to either return it
to us or destroy it once that purpose is served. We limit the
amount of information shared to what is appropriate to offer a
product or service efficiently. Mid America Motorworks requires
any company, which receives information from us, to sign a
Confidentiality Agreement containing these requirements and
obligating that company to protect the information as Mid
America Motorworks would.
Information We Collect
MID AMERICA MOTORWORKS collects and uses nonpublic personal
information about you to conduct our business and to
consistently deliver the top-quality Customer Care that you
expect from us. Sources of this information include the
following:
* Information we receive from you on applications and other
forms or through your correspondence or communication with us
including through the mail, by telephone or over the Internet;
* Information we receive from third parties, such as consumer
reporting agencies, to verify statements you have made to us, or
regarding your employment, credit, or other relationships; and
* Information about your transactions with Mid America
Motorworks and with other companies outside of Mid America
Motorworks.
Information We Share Within Mid America Motorworks
We may share all of the information we collect about you with
financial service companies within Mid America Motorworks to
offer additional products or services that may interest you and
best meet your needs. We believe this is convenient for you and
may save you both time and money. To do so, we share
identification information (such as name and address),
transaction and experience information (such as purchases and
payments), credit eligibility information (such as credit
reports and applications), and other information. The decision
to purchase any such products or services is yours alone. You
may tell us not to share credit eligibility information about
you within Mid America Motorworks, but please understand this
does not prohibit us from offering you additional products and
services or from sharing transaction and experience,
identification, and other information within Mid America
Motorworks.
Information We Share With Others
From time to time, we may allow companies outside of Mid America
Motorworks to offer you their products and services that may
interest you. Subject to applicable law, we may share all the
information we collect with these companies outside of Mid
America Motorworks, unless you tell us not to.
ADDITIONALLY, WE MAY SHARE ALL THE INFORMATION WE COLLECT WITH
COMPANIES THAT PERFORM MARKETING OR OTHER SERVICES ON OUR BEHALF
OR TO OTHER FINANCIAL INSTITUTIONS WITH WHICH WE HAVE JOINT
MARKETING AGREEMENTS. WE ARE ALSO PERMITTED BY LAW TO SHARE
INFORMATION ABOUT YOU WITH OTHER COMPANIES IN CERTAIN
CIRCUMSTANCES. FOR INSTANCE, WE MAY SHARE ALL OF THE INFORMATION
WE COLLECT WITH COMPANIES ASSISTING US IN SERVICING YOUR LOAN OR
ACCOUNT, WITH COMPANIES THAT ENDORSE OUR PRODUCTS AND SERVICES
THROUGH AFFINITY AGREEMENTS, WITH GOVERNMENT ENTITIES IN
RESPONSE TO SUBPOENAS OR REGULATORY REQUIREMENTS, AND WITH
CONSUMER REPORTING AGENCIES. IF YOU TELL US NOT TO SHARE
INFORMATION WITH COMPANIES OUTSIDE OF MID AMERICA MOTORWORKS
THAT WISH TO OFFER YOU THEIR PRODUCTS AND SERVICES, AS DESCRIBED
ABOVE, PLEASE UNDERSTAND THAT WE WILL CONTINUE TO SHARE
INFORMATION IN THESE ADDITIONAL CIRCUMSTANCES.
Important Information About Your Choice
We're dedicated to serving your needs - and to respecting your
choices related to privacy. You may tell us not to share
information within Mid America MOTORWORKS, and you may tell us
not to share information with companies outside of Mid America
MOTORWORKS that wish to offer you their products and services as
described above. If you wish to opt out of such information
sharing, please call toll-free 800-500-1500. We will ask you to
verify your identity and the specific accounts to which the opt
out applies, so please have all your account information readily
available when you call.
MID AMERICA MOTORWORKS APPLIES OPT OUTS AT THE ACCOUNT LEVEL,
NOT BY INDIVIDUAL CUSTOMER. WHEN ANY PERSON LISTED WITH OTHERS
ON AN ACCOUNT OPTS OUT (FOR EXAMPLE, A CO-APPLICANT, JOINT
ACCOUNT HOLDER, OR AUTHORIZED USER), WE WILL LIST THE ENTIRE
ACCOUNT AS HAVING OPTED OUT. MID AMERICA MOTORWORKS WILL
CONTINUE TO ADHERE TO ITS DISCLOSED PRIVACY PRACTICES FOR AN
ACCOUNT EVEN IF IT BECOMES INACTIVE OR IS CLOSED.
An opt out from information sharing on an account as described
above, either within MID AMERICA MOTORWORKS and/or with
companies outside of MID AMERICA MOTORWORKS, remains effective
unless revoked in writing. Federal regulations require us to
provide this notice on an annual basis, whether or not an
account has previously opted out from either type of information
sharing. Please remember when you receive our subsequent notices
that an account previously opted out from either or both types
of information sharing (and not revoked in writing) does not
need to be opted out again.
Important Information for Vermont Customers
The information sharing practices described above are in
accordance with Federal law. Vermont law places additional
limits on disclosing information about Vermont residents so long
as they remain residents of Vermont. In accordance with Vermont
law, MID AMERICA MOTORWORKS will not disclose information we
collect about Vermont residents to companies outside of MID
AMERICA MOTORWORKS and will not disclose credit eligibility
information about Vermont residents to other companies within
MID AMERICA MOTORWORKS except:
* as permitted by law;
* to companies that perform marketing or other services on our
behalf;
* name, contact and transactional experience information (such
as your account balance and payment history) to other financial
institutions with which we have joint marketing agreements; or
* with the authorization or consent of the Vermont resident.
This notice updates and replaces any previous notices from MID
AMERICA MOTORWORKS about the privacy, security, and protection
of information. For additional information regarding MID AMERICA
MOTORWORKS's privacy practices concerning the Internet, and to
view the most recent version of this privacy notice, please go
to www.mamotorworks.com and click on "Privacy Policy." You may
have other privacy protections under state laws. We may amend
this privacy notice at any time, and we will inform you of
changes as required by law.
This Privacy Notice was last updated February 12, 2002. Please
check back periodically for updates and changes.
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